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Terms of Use

Understanding Our Policies

1. Agreement Overview

These Terms of Use (the “Agreement”) are a legal contract between Trading Standard Ltd. (“Company,” “we,” “us,” or “our”) and you, the user of the Trading Standard Academy web or mobile experience (collectively, the “Services”). By creating an account, accessing, or using the Services, you agree to be bound by this Agreement in full.

We may update these Terms at any time. If we do, we will post the revised version with a new “Last updated” date and, where practical, notify you by email or in-app message. Continued use of the Services after changes means you accept the revised Terms.


2. Permitted Use

You may use the Services only for lawful, personal, non-commercial learning purposes and subject to:

You agree not to:

We may perform maintenance or upgrades that make the Services temporarily unavailable. We will, when feasible, schedule downtime during off-peak hours.


3. Suspension or Termination

We reserve the right—at our sole discretion and without notice—to suspend or terminate your access if we reasonably believe that you:

  1. Have violated these Terms or any applicable law,
  2. Pose a security or legal risk to us, a partner institution, or another user, or
  3. Engage in behavior that could harm our reputation.

Upon termination, all licenses and rights granted to you in this Agreement cease immediately.


4. Account Security

You are responsible for maintaining the confidentiality of your login credentials. You agree to:


5. User-Generated Content

“User Content” means any information, data, text, or materials you upload, post, or transmit via the Services. You retain ownership of your User Content, but you grant us a non-exclusive, worldwide license to store, transmit, display, or reformat it solely to operate the Services.

You represent that you have the necessary rights to post any User Content and that doing so will not infringe or violate any third-party rights.


6. Data Usage & Privacy

Your personal data is collected, processed, and protected in accordance with our Privacy Policy (see separate page). By using the Services, you acknowledge and agree to that policy.


7. Educational Disclaimer

Trading Standard Academy provides educational content only. We are not a licensed financial advisor or broker-dealer. Nothing within the Services constitutes investment advice, solicitation, or a recommendation to buy or sell any financial instrument. You should seek professional advice tailored to your circumstances before making any financial decisions. We are not liable for losses arising from reliance on educational material.


8. Warranty Disclaimer

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTY OF ANY KIND—EXPRESS OR IMPLIED—INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR-FREE.


9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, TRADING STANDARD LTD. AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AFFILIATES, AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES OF ANY KIND, INCLUDING—WITHOUT LIMITATION—LOSS OF PROFITS, LOSS OF CAPITAL, TRADING LOSSES, BUSINESS INTERRUPTION, OR LOSS OF DATA, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE, ARISING OUT OF OR IN CONNECTION WITH:

IN ALL EVENTS, TRADING STANDARD LTD.'S TOTAL CUMULATIVE LIABILITY, IF ANY, SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT, IF ANY, YOU PAID US FOR ACCESS TO THE SERVICES DURING THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE U.S. DOLLAR (USD \$1.00). BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU TO THE EXTENT PROHIBITED BY LAW; IN SUCH CASES, OUR LIABILITY WILL BE LIMITED TO THE MINIMUM EXTENT PERMITTED BY LAW.


10. Indemnification

You agree to defend, indemnify, and hold harmless Trading Standard Ltd., its officers, directors, employees, and partners from any claims, damages, or expenses (including reasonable attorneys’ fees) arising out of your violation of this Agreement or misuse of the Services.


11. Miscellaneous

Last updated: July 3, 2025